You already know how quickly technology changes.  As soon as you buy something, it seems like a newer version comes out and your system is already obsolete.  If you pay with a credit card though, you have some protections.

We always recommend paying with a credit card for technology.  Almost all credit card companies double the manufacturer’s warranty.  That means you don’t need to buy that extended warranty.  They also include 90 days of accidental damage protection.

One often-forgotten feature on some credit cards is price protection.  This article from SmartAsset explains the logistics.  I have this on some of my cards.  It took me about 30 seconds online to file a claim.  Sadly my work card doesn’t offer it, so I can only use it for personal purchases.

Photo by 401(K) 2013